Melvin Ho
Melvin Ho
Who is Melvin?
Melvin Ho is a Certified Practising Management Consultant (PMC) who specializes in Business Cashflow Structuring and Business Brand Strategy. As the CEO of Bizsquare, Melvin leads a team of professionals to provide strategic financing, cashflow management, and branding services to small and medium-sized enterprises (SMEs) in Singapore.
Melvin’s career in banking began in 2009 as an Assistant Corporate Relationship Manager at DBS Bank. In this role, he looked after portfolios of multinational companies before moving to the Bank of America credit department in 2010, where he worked as an Operations Team Lead, responsible for Corporate Credit Analysis and Credit Approval work. In 2012, Melvin joined UOB Bank as a Business Banker, where he specializes in assisting small and medium-sized enterprises (SMEs) in Singapore with their financing needs. His expertise includes trade financing, business loans financing, commercial property loans, and other financing requirements that business owners may have.
With this, he had the opportunity to meet many business owners, and he had a desire to help them grow their businesses. In late 2013, he realised that there is a huge, underserved demand on Singapore’s SMEs that needs advice to manage their finances better. Thus, he decided to start Bizsquare in 2013, a management consultancy firm. By establishing Bizsquare, using the knowledge he had gained from his banking experiences to help customer obtain bank loan and improve the cashflow of the SMEs.
From running a company, Melvin also learned the importance of being prepared and adaptable, as well as being able to wear multiple hats. He also believes in the need to digitalize the company so that the entire team can work faster in the face of problems.
For his success as a businessman and finance expert, as well as contributions to the industry, Melvin has been awarded by various organizations.
In February 2016, he was recognized by the Singapore Business Advisors & Consultants Council, awarded as a Practicing Management Consultant (PMC) under SPRING Singapore, Enterprise Singapore. Since receiving his PMC, Bizsquare has expanded its advisory work to include MNCs and government-related bodies as clients. Melvin also served as the Executive Director of Xingang Investment Pte Ltd in 2016, where he managed multimillion-dollar credit investment portfolios and evaluated emerging SMEs with assets of up to SGD 100 million.
After earning strong profits for the company, he exited Xingang in December 2017. In January 2018, he started Fundopia Pte Ltd, an SME loan company that provides short-term funding to help SMEs manage their cash flow.
In the same year of 2018, Melvin also founded a digital crowdfunding platform called CapMarket. He exited the business in 2019 after doing well and has made money for his investors. Thereafter, he was awarded the certificate of Mentorship in 2019, making him a certified mentor in the SGTech community.
In 2020, Bizsquare Management Consultants received the NS Mark Gold award for supporting National Service and Total Defence. Subsequently, Bizsquare also received the Asia Excellence Award and Singapore Entrepreneurs’ Award from the International Business Federation in the same year.
In the following year in 2021, Melvin was awarded the Singapore Young Entrepreneurs Award for Job Creation and Economic Growth.
Through Bizsquare, Melvin offers a range of services to his clients including business financing, branding and marketing, accounting and corporate secretary and strategy management.
His unique selling point compared to his competitors would be the STRATEGY part. Melvin conducts a thorough audit of their business, identifying areas that need improvement, and providing effective solutions to address these issues. With this, he helps his clients by implementing strategies to attract more customers and improve their sales and all their business got better with his strategy. By providing comprehensive solutions and support, Melvin aims to help his clients succeed in their business endeavours.
With over a decade of experience in the local SME and Corporate banking industry, Melvin has carved out a range of niches in the regional financial market. His strong understanding of how companies achieve their goals and his excellent business acumen have proven invaluable to his many clients.
Melvin’s educational background includes an MBA and a Bachelor of Commerce in Banking and Finance. He aims to help empower and grow 1 million SMEs and change the lives of people.
AWARDS AND RECOGNITION
Why Consult with Melvin?
A Letter from Melvin
Get the blueprint you need
I’m making myself available so that you can get one-on-one coaching. Overcome the mental blocks that is holding back your business from achieving its true potential. Start earning the money you are truly worth and not limit yourself to limited cashflow.
If you’re thinking to yourself, what does he know that I don’t? The answer is nothing. You shouldn’t purchase this session. Do it your way. Make the mistakes that many SMEs made. Facing rejections from the banks. Lose that big opportunity.
When you don’t get the results you were hoping for and find yourself running in place, and going nowhere fast, it might be time to consider a different approach.
I’ve been in this industry for 14 years, and running a successful cashflow consultancy business for over 10 years and some other finance and branding business (with a combined gross billings of over $30 million), and have helped over 3000 business owner get the right funding they need and grow their business over 300% in revenue year over year.
The advice I share, comes from real, practical experience. That, combined with being coached for over 10 years myself, gives me a unique perspective, not only into the mind of a Strategic, creative, and far-sighted entrepreneur, but also what it takes to pivot, overcome objections and succeed in one of the most competitive markets in the world—Singapore.
Ready for one-on-one Consultation?
How It Works?
If you are looking to overcome current cashflow problems, or have a business problem that you need solution for, then a consultation from Melvin is what you might need!
- Year’s worth of revenue
- Monthly overhead
- Money saved in bank
- Average size of engagement
- 3 objectives/goals for the call that you would like help with
Make sure you are in a quiet place with high-quality headphones and mic. Please make sure you are free of distractions. That’s it. Melvin will do the rest. Following the call, you will get an audio recording of your conversation along with notes, relevant links to things referenced on the call and action items (as discussed).
